Personal Injury Liability is now excluded from a standard HO3 homeowners policy and can be added back by endorsement. Personal Injury Liability is included in the expanded HE7-21 Homeowners form.
Personal Injury is defined in insurance as:
- False arrest, Detention or Imprisonment.
- Malicious prosecution
- Libel, Slander, or Defamation of Character
- Invasion of Privacy, Wrongful Eviction or Wrongful Entry
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